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Insights & Ideas

Living in Retirement

  • Moving Beyond Average Life Expectancies

    Advances in medicine have changed health care and increased life expectancies. The challenge now is to make sure your assets last long enough to span your lifetime.

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  • Keeping Your Portfolio Intact for the Long Haul

    As millions of Americans prepare for their transition into retirement, the number one concern is the fear of outliving their retirement savings. Get tips on how to be proactive and reduce the risk of prematurely depleting your nest egg.

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  • Portfolio Exhaustion

    Studies suggest that maintaining a significant exposure to stocks may be essential to a retirement investor’s long-term success.

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  • 72(t) Distributions

    If you need access to your retirement assets before age 59½, a 72(t) distribution allows for withdrawals from Individual Retirement Accounts (IRAs) without Internal Revenue Service (IRS) penalties.

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  • Distribution Rules

    You always have access to the money in your IRA, but there may be certain restrictions, taxes, and penalties based on your age and the type of IRA you own.

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  • Wealth Transfer Planning

    Wealth transfer planning isn't just about money — it's about creating a plan to help your loved ones navigate the process of what to do when you're gone.

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