A BNY MELLON COMPANY

Policies & Information

Terms of Use



Use and Acceptance. These Terms of Use are a binding contract between you and Dreyfus (Dreyfus refers to MBSC Securities Corporation and its parents, subsidiaries and affiliates).

This Web site, excluding any web pages containing offshore (non-U.S.) fund information governed by a separate terms of use which must be expressly acknowledged and agreed to before accessing any offshore fund information, (the "Site") and any product, content, information, tools or services (collectively, the "Services") provided or available through this Site are provided to you conditioned upon your acceptance without modification of these Terms of Use. You agree to read these Terms of Use carefully before using the Site or any Services thereon. By using the Site or any Services, you agree to these Terms of Use. If you do not agree to these Terms of Use, you may not use this Site or any Services offered or provided through this Site. These Terms of Use are subject to change from time to time without notice to you. You should review the most current version of these Terms of Use each time you use this Site or a Service to make sure you agree to them by visiting www.dreyfus.com and clicking on the Terms of Use hyperlink located at the bottom of the page. By using this Site or a Service or engaging in any of the activities described in these Terms of Use after changes have been made to these Terms of Use, you are agreeing to accept and comply with those changes.

These Terms of Use are in addition to any other agreements between you and Dreyfus, including any customer or account agreements and any other agreements that govern your use of the Services available on the Site.

Mutual Funds

An investment in a money market fund is not insured or guaranteed by the Federal Deposit Insurance Corporation or any other government agency. Although a money market fund seeks to preserve the value of your investment at $1.00 per share, it is possible to lose money by investing in a money market fund.

Copyright Policy and Trademarks

The Site and the Services contain copyrighted works, trademarks and other proprietary material owned by Dreyfus or third party information providers. Dreyfus and our suppliers own all rights, title and interest in and to the Site, all the content, data and materials thereon, the look and feel, design and organization of the Site, and the compilation of the content, data, and materials on the Site, including but not limited to any copyrights, trademark rights, patent rights and other intellectual property and proprietary rights therein. If you download or print a hard copy of individual pages and/or sections of the Site, you agree not to modify, obscure or remove any copyright or other proprietary notices. Any downloading or otherwise copying from the Site will not transfer title to any software or material to anyone. You may not reproduce (in whole or in part), transmit (by electronic means or otherwise) modify, link into or use for any public or commercial purpose materials on or obtained from this Site without the prior written permission of Dreyfus.

Termination

The rights granted to you herein terminate immediately upon any violation by you of these Terms of Use. Dreyfus, in its sole discretion, reserves the right to temporarily or permanently terminate your access to and use of this Site at any time and for any reason whatsoever, without notice or liability. You agree that Dreyfus shall not be liable to you or any third party for any termination of your access to or use of this Site.

No Investment Recommendations or Professional Advice

You understand that the information provided on this Site or in any Service is not financial, tax or legal advice and Dreyfus does not give advice or offer any opinion with respect to the suitability of any security. All information available on or through this Site is provided for information purposes only, and no reference to any specific security constitutes a recommendation to buy, sell, or hold that security or any other security. You acknowledge and agree that your decision to use the Services available on or though this Site or to take any action or refrain from taking any action as a result of your use of this Site will be your decision alone, based solely on your own evaluation of your financial circumstances, your investment objectives and the nature, potential value and suitability of the transactions you make. You should consult an appropriate professional for specific advice tailored to your situation.

Limitation of Liability

Dreyfus' entire liability and your exclusive remedy for any dispute or claim related to these Terms of Use, this Site, or any Services is your cessation of the use of this Site and any and all Services. You agree that under no circumstances will Dreyfus or any third party information provider be liable for any damages, including, but not limited to, any direct, indirect, incidental, special or consequential damages, arising out of or in any way connected with your use of or inability to use this Site, including but not limited to: loss of profits, trading losses, good will, business interruption, savings or data; any failure of performance, denial of service, inconvenience or delay in operation or transmission or computer virus; failure of electronic or mechanical equipment or communication lines (including telephone, cable and internet); even if Dreyfus or its third party information providers have been advised of the possibility or such damages. Dreyfus shall not be liable for damage or injury to persons or property arising from the use of any Service obtained through this Site.

If you live in a state that does not allow the limitation or exclusion of liability, some or all of these limitations may not apply to you.

Warranty Disclaimers

YOU UNDERSTAND AND AGREE THAT THIS SITE AND THE MATERIALS, PRODUCTS AND SERVICES PROVIDED ON OR THROUGH THIS SITE ARE PROVIDED ON AN "AS IS" "AS AVAILABLE" BASIS. TO THE FULLEST EXTENT PERMITTED UNDER APPLICABLE LAW, DREYFUS AND ANY THIRD PARTY INFORMATION PROVIDERS EXPRESSLY DISCLAIM ALL WARRANTIES, WHETHER EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION ANY IMPLIED WARRANTIES OF TITLE, MERCHANTABILITY, NON-INFRINGEMENT AND FITNESS FOR A PARTICULAR PURPOSE, AND ALL WARRANTIES REGARDING SECURITY, CURRENCY, CORRECTNESS, QUALITY, ACCURACY, COMPLETENESS, RELIABILITY, PERFORMANCE, TIMELINESS OR CONTINUED AVAILABILITY, WITH RESPECT TO (i) THE SITE; (ii) ANY MATERIALS, PRODUCTS OR SERVICES AVAILABLE ON OR THROUGH THE SITE; (iii) USE OF THE SITE, MATERIALS, PRODUCTS, OR SERVICES; AND (iv) THE RESULTS OF THE USE OF THE SITE, MATERIALS, PRODUCTS OR SERVICES. FURTHER, DREYFUS AND ANY THIRD PARTY INFORMATION PROVIDERS EXPRESSLY DISCLAIM ALL WARRANTIES WITH RESPECT TO ANY DELAYS OR ERRORS IN THE TRANSMISSION OR DELIVERY OF ANY MATERIALS, PRODUCTS OR SERVICES AVAILABLE THROUGH THIS SITE.

EXCEPT AS PROVIDED BY LAW, NETHER DREYFUS NOR ANY THIRD PARTY HAS ANY RESPONSIBILITY TO MAINTAIN THE MATERIALS, PRODUCTS OR SERVICES OFFERED ON THE SITE OR TO SUPPLY CORRECTIONS OR UPDATES FOR THE SAME.

TO THE EXTENT ANY JURISDICTION DOES NOT ALLOW THE EXCLUSION OF CERTAIN WARRANTIES, SOME OF THE ABOVE EXCLUSIONS MAY NOT APPLY TO YOU.

Indemnification

You agree to indemnify, defend and hold harmless Dreyfus and its third party content providers, and each of its and their officers, directors, employees, and agents, from and against all claims, demands, liabilities, damages, losses or expenses, including reasonable attorneys' fees, arising from or related to your improper access to or use of this Site or any content you transmit through this Site, or any violation by you of these Terms of Use.

Severability

If any provision of these Terms of Use is deemed unlawful, void, or for any reason unenforceable, then that provision will be deemed severable from these Terms of Use and will not affect the validity and enforceability of the remaining provisions.

This Site may provide links to other Web sites maintained by third parties that we think might be of interest to our users ("Linked Sites"). Links to other sites are provided only as a convenience to users of the Site. Please note that when you click on one of these links, you may be moving to another provider's Web site. These Linked Sites and their providers are not controlled by Dreyfus, and Dreyfus is not responsible for the contents or the operation of any Linked Site. The inclusion of any link does not imply endorsement by Dreyfus. We encourage you to read the terms of use and privacy statements of these Linked Sites as their policies may differ from ours.

Your Account

Certain parts of this Site may require a login. Further, for authentication purposes, certain features on this Site may require you to answer a designated security question. You agree to provide Dreyfus with current, complete and accurate information as prompted by the applicable registration process. You agree not to obtain or attempt to obtain unauthorized access to such parts of or features on this Site, or to any other protected materials or information, through any means not intentionally made available to you by Dreyfus.

You are responsible for maintaining the confidentiality of any account information, user ID, password and security questions and answers that you use to access any page or feature on this Site and for logging off of your account and any protected areas of the Site. Further, you are responsible for all transactions, communications, acts or omissions that occur on or through the Site via the use of your Social Security Number, user ID or password, whether or not authorized by you. Accordingly, you should take steps to protect the confidentiality of your Social Security Number, user ID and password. You agree to contact Dreyfus immediately if you become aware of any disclosure, loss, theft or unauthorized use of, or suspicious activity with respect to, your Social Security Number, user ID or password or if you believe that someone accessed your account on the Site without your authorization. Dreyfus will not be responsible for any loss or damage arising from your failure to comply with this provision.

Services provided to you through this Site may involve the electronic transmission, to any e-mail address you provide to us, of information that you may consider to be personal financial information, and you agree and consent to such transmission.

Privacy and Security

Dreyfus respects our customers' privacy. For more information please read Dreyfus' Consumer Privacy Policy and our Online Privacy Policy.

Jurisdiction

These Terms of Use are governed by the laws of the State of New York without giving effect to conflicts of laws principles, and by using this Site you are agreeing to submit to the jurisdiction of the State of New York for purposes of all legal proceedings relating to these Terms of Use.

 The heading of each provision hereof is for descriptive purposes only and shall not be deemed to modify or qualify any of the rights or obligations set forth in each such provision.

Information for Foreign Investors

This Site and the Services are intended to be made available only to U.S. residents and the Site and Services are only for such persons. Nothing on the Site shall be considered a solicitation for the offering of any investment product or service to any person in any jurisdiction where such solicitation or offering may not lawfully be made.

  

Updated: 2/5/13