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Products & Performance

Dreyfus Managed Asset Program (DMAP)

In the complex world of personal finances, it is important to adhere to the fundamentals of investing. However, all too often these "back to basics" concepts get overlooked. That's where the Dreyfus Managed Asset Program can help.

The Dreyfus Managed Asset ProgramSM (DMAP), a wrap-fee, investment advisory program, provides a comprehensive disciplined strategy for helping you achieve your long-term goals. The program provides a sophisticated, quantitative process for analyzing your investment objectives and optimizing your asset mix on an ongoing basis. You will receive professional guidance from a Dreyfus Advisor to help you develop a personalized investment plan and select from a carefully screened selection of mutual funds to implement your plan.

Asset Allocation
Determining your asset allocation — how your portfolio is allocated across major asset classes such as stocks, bonds and cash — is widely believed to be one of the most important decisions long-term investors can make. It's also the core of DMAP.

As you can see from the hypothetical portfolios in the chart, by diversifying your portfolio, you may be able to better manage the balance between risk and return. This may help you feel more comfortable staying with your investment strategy over time.

Stock/Bond Portfolios Over 30 Years

 

Contact us at 1-800-896-2645 to learn more about how the Dreyfus Managed Asset Program may help point your financial future in the right direction.

Investors should consider the investment objectives, risks, charges and expenses of a fund carefully before investing. Download a prospectus, or summary prospectus, if available, that contains this and other information about a fund, and read it carefully before investing.

Minimum account balance for Dreyfus Managed Asset Program Mutual Fund Series is $25,000. Equity separate account portfolios within the Customized Investment Series require a $100,000 minimum. Dreyfus Municipal Bond Separate Account Series national portfolios require a $300,000 minimum and state specific portfolios require a $500,000 minimum.

Main Risks
Equity funds are subject generally to market, market sector, market liquidity, issuer and investment style risks, among other factors, to varying degrees. These risks are more fully described in the fund's prospectus.

Bond funds are subject generally to interest rate, credit, liquidity, prepayment and extension, derivative and market risks, to varying degrees, all of which are more fully described in the fund's prospectus. Generally, all other factors being equal, bond prices are inversely related to interest-rate changes and rate increases can cause price declines.

Dreyfus Investments is a division of MBSC Securities Corporation, a subsidiary of The Dreyfus Corporation. Dreyfus participates in wrap fee programs as account administrator to these portfolios. The Boston Company Asset Management, LLC, a Dreyfus affiliate, provides investment management services under these arrangements.

 

Step 1: Analysis of current investments. Complete an in-depth questionnaire to better define goals and risk tolerance and identify strengths and weaknesses in your current plan.

Step 2: Risk tolerance and goals assessment. An assessment is conducted by a Dreyfus Advisor in order to lay the foundation for a sound, personalized strategy.

Step 3: Personalized asset allocation plan design. Together with your advisor, a DMAP portfolio will be built that is tailored to your individual needs. A well-crafted asset allocation plan may help effectively balance your portfolio's risk and potential return through changing market conditions.

Step 4: Systematic portfolio review and rebalancing. On an ongoing basis, a review of your asset mix will occur to ensure that it is in line with your long-term objectives and risk tolerance. On a semi-annual basis (or quarterly basis if requested) the portfolio will automatically re-balance and re-allocate your holdings to keep your plan on track.

Step 5: Ongoing advice. Your advisor will conduct periodic reviews with you to assess your portfolio and determine if your goals and objectives have changed.

Step 6: Comprehensive reporting. You will receive in-depth information that allows you to easily track progress toward your goals.

Contact us at 1-800-896-2645 to learn more about how the Dreyfus Managed Asset Program may help point your financial future in the right direction.

Investors should consider the investment objectives, risks, charges and expenses of a fund carefully before investing. Download a prospectus, or summary prospectus, if available, that contains this and other information about a fund, and read it carefully before investing.

Minimum account balance for Dreyfus Managed Asset Program Mutual Fund Series is $25,000. Equity separate account portfolios within the Customized Investment Series require a $100,000 minimum. Dreyfus Municipal Bond Separate Account Series national portfolios require a $300,000 minimum and state specific portfolios require a $500,000 minimum.

Investors should consider the investment objectives, risks, charges and expenses of a fund carefully before investing. Download a prospectus, or summary prospectus, if available, that contains this and other information about a fund, and read it carefully before investing.

Main Risks
Equity funds are subject generally to market, market sector, market liquidity, issuer and investment style risks, among other factors, to varying degrees. These risks are more fully described in the fund's prospectus.

Bond funds are subject generally to interest rate, credit, liquidity, prepayment and extension, derivative and market risks, to varying degrees, all of which are more fully described in the fund's prospectus. Generally, all other factors being equal, bond prices are inversely related to interest-rate changes and rate increases can cause price declines.

Dreyfus Investments is a division of MBSC Securities Corporation, a subsidiary of The Dreyfus Corporation. Dreyfus participates in wrap fee programs as account administrator to these portfolios. The Boston Company Asset Management, LLC, a Dreyfus affiliate, provides investment management services under these arrangements.

 

DMAP narrows the universe of investment options and offers a range and combination of programs that are categorized to fit your needs. These investment options are the building blocks of your asset allocation plan that is diversified across investment styles and asset classes.

Your Dreyfus Advisor will explain these options and help you make an appropriate selection based on your investment plan and goals.

The Mutual Fund Series
Choose from a wide array of funds, rigorously screened. Dreyfus starts by evaluating thousands of mutual funds, a significant portion of all the funds on the market. An objective, quantitative rating system is used to narrow the universe to a select group of funds pursuing a similar investment objective. To choose specific funds within this exclusive group, you'll have the guidance of a Dreyfus Advisor, an experienced investment professional, who can combine the knowledge of both your personal financial goals and the world of investments.

Some of the firms that participate in DMAP Mutual Fund Series:

Blackrock MFS
Dreyfus Oppenheimer
Federated Prudential Jennison
Fidelity Wells Fargo

Please ask your financial advisor for a prospectus for any fund, which contains more complete information including risks, charges, fees, expenses and share classes, as applicable. Please read the prospectus carefully before you invest.

Contact us at 1-800-896-2645 to learn more about how the Dreyfus Managed Asset Program may help point your financial future in the right direction.

Investors should consider the investment objectives, risks, charges and expenses of a fund carefully before investing. Download a prospectus, or summary prospectus, if available, that contains this and other information about a fund, and read it carefully before investing.

Main Risks
Equity funds are subject generally to market, market sector, market liquidity, issuer and investment style risks, among other factors, to varying degrees, all of which are more fully described in the fund's prospectus.

Bond funds are subject generally to interest rate, credit, liquidity and market risks, to varying degrees, as described in the fund's prospectus. Generally, all other factors being equal, bond prices are inversely related to interest-rate changes and rate increases can cause price declines.

This information is general in nature and is not intended to constitute tax advice. Please consult your tax advisor for more detailed information on tax issues and for advice on your specific situation.

Asset allocation and diversification do not guarantee a profit or protect against a loss.

BNY Mellon Asset Management is the umbrella organization for The Bank of New York Mellon Corporation's affiliated investment management firms and global distribution companies.

The Dreyfus Investments and Dreyfus Advisor Divisions are divisions of MBSC Securities Corporation (MBSC), a subsidiary of The Dreyfus Corporation. MBSC is the distributor of the Dreyfus Family of Funds and participates in wrap fee programs, including DMAP.

           

DMAP is designed around your investment needs and financial goals, and it's flexible enough to let you get started in person, on the phone or through the mail.

With DMAP and a Dreyfus Advisor, you'll receive:

  • Risk Tolerance and Goal Assessment
  • Analysis of Your Current Investments
  • Personalized Asset Allocation Plan Design
  • Systematic Portfolio Review and Rebalancing
  • Valuable Fee-Based Portfolio Management

Contact us at 1-800-896-2645 to learn more about how the Dreyfus Managed Asset Program may help point your financial future in the right direction.

Investors should consider the investment objectives, risks, charges and expenses of a fund carefully before investing. Download a prospectus, or summary prospectus, if available, that contains this and other information about a fund, and read it carefully before investing.

Minimum account balance for Dreyfus Managed Asset Program Mutual Fund Series is $25,000. Equity separate account portfolios within the Customized Investment Series require a $100,000 minimum. Dreyfus Municipal Bond Separate Account Series national portfolios require a $300,000 minimum and state specific portfolios require a $500,000 minimum.

The Dreyfus Investments and Dreyfus Advisor Divisions are divisions of MBSC Securites Corporation (MBSC), a subsidiary of The Dreyfus Corporation. MBSC is the distributor of the Dreyfus Family of Funds and participates in wrap fee programs, including DMAP.

Dreyfus Advisor Services